Eligible students enrolled in a Commonwealth Supported Place (CSP) may be able to get help paying their student contribution through the Higher Education Loan Program (HELP), administered by the Government.
There are several different HELP loans available to assist you with the cost of your course.
Higher Education Commonwealth Support (HECS-HELP)
HECS-HELP is a loan scheme to help eligible CSP students pay for their student contribution amounts (SCA). You can choose to defer all or part of your tuition amount. The Government then pays the remaining outstanding SCA directly to Victoria University and a HECS-HELP debt is recorded with the Australian Taxation Office (ATO).
If you access a HECS-HELP loan, you will repay the loan through the tax system once you start earning above the minimum repayment threshold. Voluntary repayments can be made at any time directly to the ATO, regardless of income.
Read more about HECS-HELP on the StudyAssist website.
Student services & amenities (SA-HELP)
SA‑HELP is a loan scheme that assists eligible students to pay for all or part of their student services and amenities fee (SSAF). The SSAF covers student services and amenities of a non-academic nature.
Read more about SA-HELP on the StudyAssist website.
Overseas study (OS-HELP)
OS-HELP is a loan scheme to help eligible Commonwealth supported students who study overseas for a semester. It can be used for a range of expenses such as airfares, accommodation, and other travel or study expenses.
Students may receive one loan per six-month study period and can access a total of two OS‑HELP loans over their lifetime.
Read more about OS-HELP on the StudyAssist website.