This unit critically reviews superannuation and retirement planning trends and evaluates a range of client scenarios to develop strategies in a Statement of Advice with a superannuation and retirement planning focus. Relevant tax treatments, legislation, self-managed superannuation and retirement options are analysed and evaluated with the support of online financial planning applications. Real-world advice templates and case studies are used to evaluate client risk and select appropriate investment products which can apply to diversified long-term wealth accumulation and retirement portfolios. 

This unit is designed to meet the approved degree requirements of Financial Adviser Standards and Ethics Authority [FASEA]. Successful completion of this unit has the added advantage of satisfying the relevant FASEA education requirements of an approved degree and will count towards the annual Continuing Professional Development (CPD) requirement to a maximum of 30 CPD hours per year.

Unit details

Location:
Victoria University Online
Study level:
Postgraduate
Credit points:
12
Unit code:
BAO6002

Learning Outcomes

On successful completion of this unit, students will be able to:
  1. Critically review the demographic and retirement planning trends in Australia and identify the impact of problems for financial and retirement planning advice;  
  2. Exhibit key concepts in prudential supervision of Australian superannuation [SIS Act], professional and regulatory obligations in relation to superannuation and retirement planning advice;  
  3. Articulate the long-term wealth accumulation and retirement needs of a range of clients, develop appropriate superannuation and retirement planning advice and construct a scoped Statement of Advice; and  
  4. Consolidate technical and theoretical knowledge to formulate suitable, tax effective [including CGT] financial advice and use financial planning software and tools to calculate superannuation and retirement planning outcomes and related taxation implications.  

Assessment

Assessment type Description Grade
Assignment Superannuation trends, contributions and tax (500 words) 10%
Portfolio Superannuation Wealth Accumulation Strategies and Investment Activities (2000 words) 40%
Project Statement of Advice - Personal Risk Management and Estate Planning (2500 words) 50%

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