The unit aims to provide an analysis of the various lending activities of Australian financial institutions and the legal principles related to these activities. Emphasis is placed on the assessment of credit proposals and the management of credit risk. Complex ideas and concepts related to credit policy, retail lending, commercial lending, corporate lending and corporate services and valuation of assets will be explored. In addition, methodologies related to structuring a loan, traditional techniques for credit analysis, distressed firm prediction and reviewing of the newer models of assessing credit risk e.g. term structure models, mortality models and option model will form part of this unit.
Unit details
Location:
Study level:
Postgraduate
Credit points:
12
Unit code:
BAO5746
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Learning Outcomes
| 1. | Argue reasons for the lending activities of financial institutions and justify the risks associated with this activity; | ||
| 2. | Critically review various leading facilities required by customers in a range of Australian and international financial institutions; | ||
| 3. | Work collaboratively and interrogate the issues related to lending to various forms of legal form, including, individuals, corporations, partnerships, trusts and associations, and report recommendations; and | ||
| 4. | Critically analyse and justify lending proposals of corporate, business, and consumer clients. |
Assessment
| Assessment type | Description | Grade |
|---|---|---|
| Assignment | Group assignment - presentation | 10% |
| Assignment | Group assignment - written report. | 40% |
| Examination | Final examination | 50% |
Required reading
Credit Analysis & Lending Management 3rd ed
Sathye, M, Bartle, J, and Boffey, R 2013
Tilde University Press
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