If you are a New Zealand citizen and SCV holder you will be able to access a HELP loan, provided you:
- moved to Australia as a dependent minor (under 18 years of age and without a spouse or de facto partner)
- have been physically present in Australia for at least:
- eight out of the past 10 years, and
- 18 months out of the last two years at the time of applying
- are otherwise eligible for a HELP loan.