Aon Insurance is the University's principal insurance advisor and broker. For all insurance and risk related queries please contact Aon on [email protected].
Victoria University has the following insurance policies covering its students whilst on practical placement, work experience, excursions, field assignments, or study tours organised as part of or relevant to the students course or studies.
Overseas travel insurance
Covering all students including post graduate students and their accompanying spouse/partner and their dependent children and students that are on authorised work experience in their home country on behalf of the policyholder.
- Insurer: Chubb Insurance Company of Australia
- Policy number: 02PP015100
- Death and capital benefit: $250,000
- Weekly benefit: $500 x 156 weeks
- Not exceeding 85% of salary
- Excess period: 7 days
There are excluded countries related to this policy, for example: Iran, Syria, etc. For full details, please refer to the insurance office, as per details below.
Group personal accident
Covering all students (including postgraduate students) and employees of the policyholder that are engaged in campus/course related activities and/or practical placement or community placement activities including necessary direct uninterrupted travel to and from such activities.
- Insurer: Chubb Insurance Company of Australia
- Policy number: 02PO018246
- Death and capital benefit: $250,000
- Weekly benefit: $2500 x 156 weeks
- Not exceeding 85% of salary
- Excess period: 14 days
- Geographical limit: Australia
Under the Health Legislation Act 1985, it is illegal for the University to insure certain medical expenses and the Medicare gap. This means that the student is only covered for non-Medicare Medical Expenses - all other expenses should be claimed through Medicare or their own private health insurance cover, if any.
Public liability
All amounts which the University shall become legally liable to pay in respect of personal injury or property damage caused by an occurrence in connection with the business of the University and/or the products, including expenses incurred with the insurer's consent in defence or settlement of any claim. This includes students whilst on practical placement, work experience, excursions, field assignments, or study tours.
- Insurer: Unimutual Limited
- Policy number: VU 22 GPL
- Limit of liability: $250,000,000
- Geographical limit: Worldwide (excluding USA and Canada)
WorkCover
The Universities WorkCover alongside the Public Liability policy covers members of staff accompanying students in the aforementioned situations.