The Higher Education Loan Program (HELP) is a suite of loans for Australian citizens and holders of permanent humanitarian visas. HELP consists of:

• HECS-HELP is a loan available to eligible students enrolled in Commonwealth Supported Places (CSP). A HECS-HELP loan will cover all or part of the student contribution amount. For further information go to http://www.goingtouni.gov.au/Main/Quickfind/PayingForYourStudiesHELPLoans/HECSHELP.htm
  
• FEE-HELP is a loan given to eligible fee-paying students to help pay part or all of their tuition fees. A FEE-HELP loan can cover all or part of a student's tuition fees. For further information go to http://www.goingtouni.gov.au/Main/FeesLoansAndScholarships/Postgraduate/FullFeesAndFEE-HELP/Default.htm
  
• OS-HELP is a loan scheme to assist eligible undergraduate students to undertake some of their course of study overseas. For DEST Guidelines go to http://www.goingtouni.gov.au/Main/Quickfind/StudyOverseas/OSHELP.htm. To apply, see OS-HELP Guidelines for Victoria University.

Further information about HELP can be obtained from the Department of Education, Science and Training (DEST) going to uni website: www.goingtouni.gov.au